THE RICH GIRL CODE

RICH GIRLS ARE HOTT

The Rich Girl Code: 10 modules, one complete wealth architecture

Become the woman who is RICH, HOTT, CONFIDENT, owns all her decisions, and does whatever she wants, whenever she wants.

You know you’re someone who works relentlessly on building your career. You’re up early, iced coffee in hand, answering emails directly and professionally, leading meetings with confidence, and receiving 5-star performance reviews. You manage project budgets worth millions of dollars, maybe hundreds of millions of dollars, with painstaking care and fiscal responsibility. You manage your company’s money better than you manage your own.

You’ve worked really hard to ascend up the corporate ladder as quickly as possible, and you keep earning more money every year (although slower than you’d prefer). You ensure all of your team KPIs are met so that your bonus is maximized. You’re getting really good at increasing your income, but you’re not getting rich. You have no line of sight to long-term wealth or a financially secure future.

You know you’re capable of building a stacked investment portfolio AND living your dream life simultaneously. You know it’s possible to get your hair blown out twice a week and maximize your company’s 401K match. You know it’s possible to go on that luscious and luxurious wellness retreat in Bali without expecting your boyfriend to subsidize the cost. You know that buying those Versace sunnies on the same day you just got your quarterly Botox treatment does not need to come at the cost of your High Yield Savings Account contribution. And you know there are so many ways to grow your money faster, optimize your tax strategy, and leverage certain credit card benefits, but you don’t know the details and have no idea where to start. 

Lately, you’ve been letting your credit card debt build, and you’ve been too overwhelmed to audit your own spending. You’ve decided that it’s okay that you push off investing, but you have no concrete timeline on when you start or how much you plan to contribute. You’ve outsourced any big-ticket financial decisions to someone older and wiser in your family, or to your husband or partner, and in turn, given away your financial freedom and reduced your decision making confidence to zero. Lately, you’ve felt broke and you’re anxious about your financial future.

The current vibe is quite distinctly not HOTT.

You keep telling yourself that when you meet a rich man you won’t have to worry about your money anymore.

You keep telling yourself that you’ll start investing next year.

You keep telling yourself that the economy is bad, that inflation is out of control, and your generation is destined to stay broke and work a 9-5 forever.

You keep telling yourself that you’re bad at math and therefore won’t ever understand how money grows, how to optimize your tax strategy, or even how to build a budget.

You keep telling yourself that you’re underpaid at your 9-5 but you’re face turns brick-red every time you discuss your pay at work, and you minimize your accomplishments. You’ve done some of your own research on salary benchmarks for your role, but you continue to delay that conversation with your boss.

You keep telling yourself that your boyfriend or your dad knows better than you, and you align all of your major financial decisions with what they told you to do.

You’re frustrated. You’re resentful. You feel like discussing money is a punishment.

Other coaches in the industry keep saying that all you need to do is wake up, brew some tea, and get yourself into an abundance mindset. Wealth will be magnetized to you if you just stay in the vibe of being rich. They will tell you to visit a Chanel, look at the handbags, and imagine yourself carrying one on your way to brunch with the gals. Just change your mindset and it is inevitable that you will be rich too.

Listen, your mindset isn’t the problem here. Don’t come for me.

The real problem isn’t that you didn’t do your money meditation this morning and decided to drink your iced coffee out of the Dunkin Donuts cup it came in instead of pouring it into your wineglass to romanticize your morning.

I predict you may want to come for me at this point. Let me explain. I’m a glam girly. I LOVE to romanticize my day and sashay around all morning in my pink marabou feather robe whilst drinking my iced coffee with cold foam. I’ll even admit I sometimes lay in meditation for twenty minutes with amethysts surrounding me and chimes playing in the background. I’ve been EFT tapping and conducting my magical morning practice for years now. BUT these things are the frosting on the delicious pink Funfetti cake that is my life, they aren’t making me money. They aren’t the foundation of my wealth strategy.

The BIGGEST problem for you is, you lack information. You were taught growing up to work hard, stay humble, and not talk too much about money, if at all. You have a knowledge gap around personal finance and financial literacy. You lack a CONCRETE WEALTH ARCHITECTURE that can take you from a strong earner to a Corporate Baddie with a flush investment portfolio, who can do anything she pleases, at any time.

Imagine if every single dollar flowing into your bank account was assigned a job, automatically. Your spend is aligned with your values and your unique desires. Imagine a year where you bring ten outrageous outfits to Coachella, travel around Europe for a month over the summer, and pay for new tires and brakes on your car without batting an eye. You did all of this with a fresh set of lashes and nails, all while making healthy, routine contributions to your wealth portfolio. You did all of this without racking up $20K on a credit card and leaving the balance to snowball as you simply make minimum payments while continuing to use it. Imagine if you didn’t have to sacrifice your lifestyle for long-term wealth, or long-term wealth for lifestyle.  

Imagine if you knew, at any point in time, all outstanding balances on your debt, AND how long it will take you to pay them off down to the month. Now imagine that huge, dark cloud of debt anxiety dissolving into the sky while the sun peeks through because you now have a tool and concrete plan that allows you to set and forget your debt payoff method and move on with your life.

Instead of avoiding your checking account balance out of fear and anxiety, you give it a quick glance and feel totally neutral because you are sitting comfortably, and you know exactly what to expect since you planned where every single dollar goes and know how much is left at any time. Instead of money dictating your emotions, you see it as a data point, and you move on with your day. You’ve built a wealth architecture so strong that your data points are always trending positive.

Instead of moaning and groaning with your friends about how expensive life is and how you’ll never be able to buy a house in this economy, or ever retire, you actually know your FU Number. You not only know your number, you're building a strategy to attain it, and you know EXACTLY when your goal will be achieved. While everyone else looks at their future and sees a struggle ahead, you see a life of travel, adventure, and financial freedom.

You finally understand that building long-term, generational wealth does not happen overnight, and it doesn’t happen in a “get rich quick” kind of way. It doesn’t happen using that crypto strategy some random guy from your high school doing a photoshoot in his only suit is pushing on his Facebook. It doesn’t happen by creating a faceless Instagram and selling a random PDF. You understand that the process of getting rich isn’t always super sexy and exciting. You know it involves a whole host of seemingly boring topics like stock options offered at your 9-5, 401k matching, tax optimization strategies for you and your business, zero-based budgeting, negotiation, etc. But you have this knowledge now. And being RICH and SMART is HOTT AF.

You are the reason I created The Rich Girl Code.

Money in the hands of smart, capable, driven, and HOTT women goes out into the world and does fabulous things. Rich women love philanthropy, they travel the world, they serve their community, they run stable and happy homes, and they have beautiful wardrobes, houses, and gardens that we can all admire. Women who have money make the world a better place. But it all starts with filling the financial literacy knowledge gap.

Inside The Rich Girl Code, my signature 10 week program, you’ll learn the personal finance basics and advance to building a complete wealth architecture designed for your unique dreams and desires, aligned to your values, and built to create long-term, sustainable wealth.

Your Rich Girl Code Transformation:

• You made your first big-ticket financial decision entirely on your own. You have the clarity and confidence to do this for the rest of your life.

• You no longer defer all spending decisions to your husband or partner. You bring value to these conversations which are now collaborative, and don’t feel condescending or like a punishment.

• You negotiated a 20% raise for yourself and you know EXACTLY how to allocate the influx of extra cash every month.

• You no longer nod along with a glazed expression every time the conversation turns to investing or taxes.

• You no longer think that talking about money is rude or bragging. You know that women who have more money are able to dedicate time, money, and resources to the world in amazing ways.

• You know exactly when you will be debt-free, and you no longer feel an immediate sense of doom every month when it’s time to pay bills.

• You know exactly when you can walk away from your 9-5, because your investment portfolio and alternative streams of income have been growing quietly and consistently for ages.

• You are in a long-term relationship by choice, because it makes you happy. You are not stuck in a relationship that makes you miserable because you don’t know how to support yourself without your partner.

• You are no longer “behind.” You have a strategy and a plan to hit your financial targets.

• Financial literacy is the foundation of your wealth plan. That foundation has been laid is rock solid. Now, you can sashay around in your living room all morning drinking your iced matcha, spend hours in meditation, light special candles, and take long-luxurious bubbles baths at the New Moon in PEACE.

By the end of The Rich Girl Code, you have built:

• A complete net worth statement, current and accurate

• A working budget system built for how you actually want to live

• A debt paydown plan with a real, projected debt-free date

• Investment accounts opened and automated. An easy-to-use calculator that tells you how much your money will grow, using your personal time horizon and contributions

• A credit strategy and protection layer around your accounts

• Tax reduction opportunities identified and understood

• Real negotiation skills and current salary data for your field

• A portfolio strategy tailored to your age and risk profile that you chose, understand, and can explain

• A clear method and calculator for making big-ticket decisions, such as buying or renting a home, or buying vs leasing a car

• Your actual numbers, calculated by your own hand: your Financial Freedom Number, your FU Number (the walk-away money — 6 to 24 months of expenses that buys you the power to say no), and your FIRE Number (the number where work becomes optional, for good)

• A written Wealth Identity and Money Manifesto — your financial rules, in your own words, dated and built to be revisited every year

Ten modules. Ten companion workbooks with every calculator included.

HOW TO JOIN

VIP — Live Cohort — $549

10 modules. 10 workbooks. One module released per week, taught live, across 10 weeks, with a cohort of women on their financial freedom journey, just like you. VIP includes:

•  Live weekly teaching session —I walk you through each module in detail and your companion workbook. Your questions are answered live on the call.

• Every session recorded and distributed within 48 hours

•  A community of women, including me, holding you accountable to finishing the material and filling your knowledge gaps.

• Book VIP and receive a bonus 60-minute 1-1 call with me during the 10-week course.

Best for: the woman who knows she finishes things when someone is expecting her to show up, who values live teaching and community.

Who This is For

Women who grew up in a household where money was lacking and/or not discussed. They grew up believing that getting rich is a pipe dream but are now trying to build their own wealth.

High-earning women who like to spend but no longer want to sacrifice long-term financial planning for their current lifestyle.

Women willing to DO THE WORK REQUIRED to build a rock solid foundation in personal finance.

Women who are ready to independently manage their own spending decisions and investment strategies.

Women who know that they are in full control of their financial situation, and not at the mercy of the job market, the economy, or a relationship.

Women who know financial literacy is priceless and are ready to make this investment.

Who This is Not For

Women looking to get rich in 30 days

Women looking to start a “faceless” or low-effort side hustle that they saw on an IG carousel

Women looking for a bargain-price budgeting tool

Women who think the only way to financial stability is to cut spending

Women who keep telling themselves they are bad at math or not intelligent enough to fill in their knowledge gaps

Women who think that men should manage all of the household income and make all decisions on money matters, without question.

Women who don’t want to talk about money

My Transformation from Broke to Baddie

It’s 2013. I’m working two jobs, one at a garden center and one at the Boston College phone center where you call alumni and ask them for donations. Both jobs paid $8/hr. I was also taking six classes and paying every single bill myself. Almost every month, I’d be on the phone with Verizon letting them know I needed more time to pay my bill and asking them not to shut my phone off. In the two months between graduation and my first Corporate job with GE Aviation in their Financial Management Program, I was completely broke. Every dollar I had was going towards my move out of state and starting my life as an adult. My food for the day consisted of iced coffee, one midday meal, and $0.75 cheez-its out of the vending machine because I couldn’t afford anything else. In hindsight I probably should have done some bargain grocery shopping, but I wasn’t exactly a chef then and I’m still not to this day.

Anywayssss, the time came for my move from Boston to Cincinnati, yay! My starting salary was much higher than many of my peers, and I got a sign-on bonus. Finally, I felt like I had room to breathe. I remembered how I used to write down every single dollar I spent on notebook paper in my college dorm and make sure it didn’t exceed the paycheck I had just deposited in my bank account. I told myself I wouldn’t have to do that anymore. As a newly minted financial analyst, I thought my paycheck was so much money (it wasn’t) that I didn’t create a Budget. As time passed living in my new city and new apartment, I was short money for groceries and gas on the last week of every month, and I never knew why. And, this was in a city wayyy cheaper than Boston.

Not only was I spending all my money, but I wasn’t investing any either. GE sat all new hires down on the very first day and explained their 401k program and company match. All I heard was that money would be taken from my paycheck every month and I stopped listening. It took me years to take advantage of the company match.

After moving on from GE and securing another highly coveted role with Harvard, I got a $30,000 raise. Every performance review, I killed it and kept bringing home a bigger and bigger paycheck. I also inflated my lifestyle accordingly. More expensive apartment. New car. Expensive facials. Shopped til I dropped. My twenties were characterized by strong career development, big pay jumps, and constantly full shopping bags. I’m not going to lie, my boot and coat collection are fucking ICONIC. Fun. But I wasn’t getting rich.

When I started approaching thirty I began to feel an impending sense of doom every time I went to pay bills. The gnawing guilt I had over knowing I was not investing nearly enough money to hit a decent retirement target started to severely stress me out. I had a tax payment every year and I didn’t understand why. I didn’t want to rely on credit cards for my travels anymore. I was spending a lot of time carefully planning and managing a massive Budget for my 9-5 job, and yet I wasn’t doing that for myself. I continued to score as a top performer in my performance reviews, and was given more responsibility and visibility, yet my pay began to plateau. I hit a pressure point where I wanted to get serious about utilizing my income to become debt-free and build long-term wealth, but I wasn’t willing to give up my lifestyle.

That’s when I decided to start attacking the situation from all angles.

I laid out my current picture, completely. All my assets. All my debt. And I got real about my starting point. I created a 12-month rolling Budget where every single dollar coming into my household was tracked and assigned a job. I identified areas of my spending that didn’t align with the woman I wanted to be anymore, and I cut them ruthlessly to make way for what I did want. I began investing aggressively, and in the process, I lowered my taxable income, which eliminated my tax bill. I learned how to communicate my value and gathered data on my worth out in the market. I found a new role in biotech and negotiated a significant pay bump. I proceeded to negotiate several more times internally, up to a multiple 6-figure salary. I began to build an investment portfolio that was comprised of more than just a retirement account. There’s so much more to this, but you get the idea.

Today, my financial picture looks completely different. I’ll admit, my love affair with iconic fashion and luxury hotels continue. Although I remain a spender, I’ve become a different woman through this process. I’m thoughtful and strategic when I spend. I’m also confident in all the decisions that I make. I feel powerful and totally secure. And that’s really really hott. Just ask my husband. Expensive lingerie is always on the shopping list.

The best part about creating my dream life around me while also following a strategy for long-term, sustainable wealth is that I have the resources to give back. Philanthropy is a massive part of my life. I have time and flexibility to volunteer at the Boys and Girls Club and teach middle school girls about STEM education and careers. I am the President of the Junior League of Boston, a 120-year-old nonprofit whose mission is the economic empowerment of women. I donate to organizations that align with my values. I serve as a guest speaker on personal finance topics for a nonprofit on Cape Cod, where I grew up. Without my wealth transformation journey, I wouldn’t have the time, money, or resources to give back and make this level of impact in my community.

RICH GIRL CODE: LOGISTICS

· Upon purchase of The Rich Girl Code VIP Live, you will be contacted within 48 hours to set up your 60 minute 1-1 call with me, to take place any time over the 10-week course

· VIP live calls will take place Mondays at 8pm EST

· Call replays will be available within 48 hours of the live call

· Workbooks related to each module will drop each week in advance of the live call.

· VIP Live version: $549, can be split into 3 payments.

· There are NO REFUNDS for this program. All sales are final.

If you’re ready to own your financial picture from top to bottom, become the confident woman who spends what she wants when she wants, and who knows all her numbers from her net worth to her FU Number, then step into the Rich Girl Code. I’d love to have you <3